Burger Menu

Moving Home Mortgage Advice in Liverpool

Get Your Free Consultation 7 Days a Week

0151 438 2295

We Take the Stress Away From Moving Home!

 

If you haven’t done it for a long time, the whole home buying process can be full of surprises and quite intimidating. It’s our job to support you through the entire process, including Moving House Mortgage Advice in Liverpool.

We will talk you through what happens and when and always be at the other end of the phone when you need us. Often, when buying a new home, things don’t always go to plan that’s why having a mortgage expert on your side will be of great help.

 

We can search 1000s of mortgage products to find you the best deal for you and your circumstances.

 

Home-Movers Mortgages

As part of Our Home-Movers Mortgage Review, we can look at, working out your monthly budget based on your property price. Perhaps you are producing a Mortgage Agreement in Principle so that you can back up any offers you make with the Estate Agent. Or you are completing your mortgage application through to getting you a mortgage offer.

 

Some customer has gotten in touch looking for one of our Mortgage Advisors in Liverpool explaining the different types of property surveys that are available to them. Other reasons can include yours want one of our Mortgage Advisors in Liverpool to recommend a competitively priced Solicitor with high service standards.

 

Perhaps you are running through your mortgage offer(s) to ensure that all your details are correct. Either way, we can also recommend any associated insurances with your new mortgage. Using our in-depth mortgage knowledge, whatever the situation we can do our best to give your mortgage application to the most suitable mortgage lender based on your personal situation.

 

How does it work?Get a quote nowMeet your advisor

We search 1000s of mortgage deals across a large number of lenders, including:

Mortgage Lenders 007

Popular Home Mover Scenarios Our Mortgage Advisors in Liverpool Have Come Across: 

  • How much can I borrow on a mortgage and what is the monthly cost ahead of viewing properties?
  • What happens to my existing mortgage? Here we’ll explain all of your options for you to compare.
  • I’ve already had an offer accepted and sold subject to contract – Which is great news! You can now leave your mortgage to us.
  • Have a Mortgage Agreement in Principle Certificate to hand so you’re ready to make offers.
  • I’ve been to see my bank’s Mortgage Advisor and was turned away, due to having a poor credit score, an income mix, the bank won’t lend you enough, or don’t fit their criteria?
  • Needing Mortgage Advice in Liverpool for a complicated situation?

 

Don’t worry if your situation isn’t listed above as here contact us and speak to one of our Mortgage Advisors in Liverpool today, we deal with new challenges every day and would love to try and help get through yours. Delivering expert Moving Home Mortgage Advice in Liverpool is what we do best. We can’t wait to help you get moving into your new home!

Why choose us as your Moving Home Mortgage Broker in Liverpool?

  • We’ll be here to help and support you, 7 days a week! We understand moving home isn’t always easy, we’ll help with any challenges you may face throughout the whole process.
  • It’s our job to be open & honest. We will try to take the stress away, make you feel relaxed.
  • Your service is really important to us, please read our genuine customer reviews.
  • Unlike a bank, we’re able to search 1000’s of mortgage deals in order to recommend the best one for you!
  • We’ll help you with any existing mortgages or properties in the background, and the options available with these if required.

 

Contact us today to book your free moving home mortgage consultation. With years of valuable experience within a mortgage environment in Liverpool, our Mortgage Advisors in Liverpool aim to deliver that amazing service with every customer. With the use of our in-depth mortgage knowledge, we can do our best to give your mortgage application to the most suitable mortgage lender based on your personal situation.

What our customers say

Common mortgage
questions

Your free mortgage consultation with Liverpoolmoneyman will last around an hour. After your details have been taken, a Mortgage Advisor in Liverpool will then search through thousands of mortgage deals to find a perfect matching deal for you. Once we recommend the deal, you can decide whether to proceed with us or not, it’s completely up to you!

As your mortgage broker in Liverpool, we will need to carry out a Fact Find to establish your personal needs before we recommend the most suitable mortgage for you. A credit check is always required for you to obtain an Agreement in Principle. Once you have provided all the relevant documentation and a valuation of the property has been undertaken, a formal mortgage offer can be issued.

We always recommend that you obtain an Agreement in Principle before you start viewing properties in Liverpool, as they can potentially put you in front of other buyers who don’t have one. Lenders will like the fact that you have prepared before making an offer.

An Agreement in Principle typically remains valid for between 30 and 90 days, but this can change depending on your lender. If your Agreement in Principle expires it can always be refreshed. A Mortgage Broker in Liverpool like us can usually get one sorted for you within 24 hours within your application.

Yes, you can get a second mortgage. You can take out a second mortgage for your current home for things like debt consolidation and home improvements. It is also possible to take out a second mortgage for another property if you want. Usually, this situation comes about when people are interested in a holiday home, are buying for a friend/family member or want a Let to Buy or Buy to Let.

The minimum deposit when buying a house in Liverpool with high street lenders is typically 5%. You will rarely find lenders that will accept a minimum of less than 5%. This minimum can be higher if you have had bad credit in the past.

It is possible but it can be a bit tricky though. When you have had previous credit problems your minimum deposit that is required could rise, we have seen it at 15% before. Having a Specialist Mortgage Broker in Liverpool could really help you get back on track in situations like these.

After you have proven at least one year’s accounts to your lender, you should be able to get a mortgage. Most lenders in Liverpool will use your salary plus dividend to work out your maximum mortgage, however, some can go off your net profit.

If you’re an employee, you will usually have to supply three payslips in order to prove your income. If you are Self Employed in Liverpool its normally the latest 2 years’ accounts. You will also need to produce proof of ID, address and 3 months’ bank statements.

Our free initial mortgage consultation can last up to an hour. As an experienced Mortgage Broker in Liverpool, after we have all of your information we can get you an Agreement in Principle within 24 hours or your phone call. On average, a formal mortgage offer takes about three weeks.

Previous

Next

We make it so easy!
Our 4 step process

Step 1

A telephone call where we can take some initial details and find out about your plan of action.

Step 2

Enjoy finding a property!

Step 3

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Step 4

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

A telephone call where we can take some initial details and find out about your plan of action.

Enjoy finding a property!

Make an offer on the property you set your heart on – we’ll finalise your figures and help you to get a good deal.

Our mortgage recommendation. We’ll try to find you the best mortgage deal. We’ll be there to support you, right through to you getting your keys.

Handy quick links

Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited is authorised and regulated by the Financial Conduct Authority.
UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

© 2020 Liverpoolmoneyman

Liverpoolmoneyman, Rodney Chambers, 40 Rodney Street, Liverpool, L1 9AA.

Moneyman Logo

Book your Free Consultation

7 Days 8am - 10pm

Moneyman Logo

Moneyman Logo

Moneyman Logo

Ask Your Question