You don’t need to go with an estate agents Mortgage Advisor when you are buying a home. The agent may try and intimidate you with claims you may lose the property if you go elsewhere, but that’s simply not true. The estate agents earn extra commission from you when you use their additional services, so that’s often their primary focus.
There are plenty of other ways you can arrange a mortgage without using the estate agent. In this article we’ll cover the ways in which you can do so, helping you decide on who to use for your mortgage and getting the most out of your money.
Some people have more confidence in using price comparison websites to better understand the available rates. It’s important to take advice at some point in the process, as buying a house is a big deal and it’s important to ensure it goes smoothly.
You could go directly to your bank for a mortgage. This was more common in the past, as nowadays the banks can have a reputation for not being as trustworthy.
In some cases, homebuyers are reluctant to hand over their financial information to an estate agent. They’re worried that the vendor might find out they’re financially well off, thus putting up prices for the property.
Estate agents have been known to intimidate the customer into the thinking the mortgage should be arranged in-house, with the estate agent. This is not true at all; a seller only cares about whether or not you can afford to go forward.
Whether you are a First Time Buyer, Moving Home or looking to Remortgage in Liverpool, you will find our Mortgage Advice service extremely beneficial. As a trusted Mortgage Broker in Liverpool, we will guide you through the home buying process, giving good, honest, unbiased Mortgage Advice. Get in touch for a free mortgage consultation and we’ll see how we’re able to help you.