In need of an Agreement in Principle?
Colleagues of mine have previous experience working in Banks and Building Societies. They often comment on the length of time people can wait to get an appointment with a Mortgage Advisor. It can be anything from a few days to several weeks. Certainly not responsive when you’re seeking a quick mortgage Agreement in Principle!
This is where we set ourselves apart from those establishments. We have Advisors available for same-day appointments. Therefore, if you have booked a viewing on a house and want to see what kind of mortgage you qualify for, you can speak with a CeMap qualified expert at short notice. This can be a weight off your shoulders during what can be a stressful period.
Our online process is quick and easy to start. We can quickly recommend the most suitable lender for your circumstances by assessing the basic information you’ve provided. The Lender will need to do a credit check themselves, but it’s not unusual for us to be able to obtain a quick mortgage Agreement in Principle for you, even on the same day as your initial enquiry.
As a result, you are then in a stronger position to make an offer. This is because you could be better placed and more appealing to the seller than the other people viewing the property who have not taken this step. And the Estate Agent can put your offer forward as a “qualified purchaser”, e.g. you are in a good position from which to proceed.
Hopefully being ahead of the game will lead to a successful negotiation on the asking price if you decide to make an offer!