having problems getting a mortgage

Having Mortgage Problems?

By Malcolm Davidson & The Team at Liverpoolmoneyman

– Experienced Mortgage Broker – Having Problems getting a Mortgage – Mortgage Problem Solving in Liverpool & Surrounding Areas –

We find that many of our clients have approached their own high street bank/building society for mortgage advice and they have been unable to help due to their lending criteria, credit score, the type of property being mortgaged, won’t not lend enough for your needs, or anything else….

We have noticed that our clients life’s are becoming more and more complicated and the high street banks are more than likely not able to accommodate this and provide mortgage advice for these specialist, more complex individual situations.

Want to ask a QUESTION…??  Arrange a FREE Mortgage Review…
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OR – Got a COMPLICATED Mortgage Situation …. ?? 
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We may be able to help! We deal with these all the time….

How to get an up-to-date Credit Report for a Mortgage…

Here are some of the situations we deal with on a daily basis:

  1. Bank won’t lend you enough
  2. Failed credit score/affordability at your bank
  3. Adverse / Bad Credit / DMP (note overall cost for comparison (%) figure in footer of webpage)
  4. You do not meet your bank’s lending criteria
  5. Remortgage and capital raising inc debt consolidation 
  6. Your income make up, i.e. salary, dividend, benefits, drawings, net profit, pension etc
  7. Your employment status, i.e. contract, professional, self-employed, employed, business owner
  8. The property type i.e. non-standard construction, high rise flats, apartment block
  9. Letting out your existing home to buy a new one – Let to Buy
  10. Mortgage Lender will not deal with you direct
  11. Can’t get an appointment with your bank quick enough
  12. Your existing credit commitments
  13. Marital status, i.e. married buying in sole name, divorce, separation
  14. Starting a new job or recently changed employer and/or in a probationary period
  15. Self-employed / Recent limited company status change
  16. Buying from or with a family member
  17. Buying from your landlord/under-value
  18. On Maternity leave
  19. Buying a property below market value
  20. Need a fast decision?
  21. Looking to remove a person/name from a mortgage
  22. Commercial Mortgage Advice
  23. Anything else?…

If your situation is not listed above then I’m sure it will be something that we have come across before.  We are very experienced at solving these mortgage problems.

Without the help of a Specialist Mortgage Broker like us it can be a minefield trying to establish mortgage lending criteria and firing applications off left, right and centre will almost certainly, have a NEGATIVE IMPACT on your credit score which could well prevent you qualifying for any mortgage deal until it is rebuilt over time.

We have access to many specialist mortgage lenders who all have different mortgage criteria. It is our job to use our experience and mortgage knowledge to recommend the most suitable lender for you based on your individual situation – We aim to be RIGHT FIRST TIME !!

We are NOT tied to Estate Agents…

Unlike a lot of other Mortgage Brokers, we are NOT TIED to Estate Agents so we work for ONLY YOU with your interests at heart.

Our most popular mortgage enquiries…
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Specialist Mortgage Advice 
How to get an up-to-date Credit Report for a Mortgage

Having problems Mortgage Advice in Liverpool & Surrounding Areas,
Experienced Mortgage Broker
( Call / E-mail or Text )

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Liverpoolmoneyman.com & Liverpoolmoneyman are trading styles of UK Moneyman Limited, which is authorised and regulated by the Financial Conduct Authority.

UK Moneyman Limited registered in England, registered number 6789312 and registered office 10 Consort Court, Hull, HU9 1PU.

Liverpoolmoneyman, Rodney Chambers, 40 Rodney Street, Liverpool, L1 9AA.
0151 438 2295

The Financial Conduct Authority does not regulate most buy to let mortgages.

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