What Are My Mortgage Options?

Your mortgage options can vary depending on what your circumstances are when investing in property. The umbrella terms used for these options include;

• First-Time Buyer
• Home Mover
• Remortgage
• Self-Employed
• Right-to-Buy
• Help-to-Buy
• Buy-to-Let
• and Specialist.

No matter whether this is your first time buying a home, you’re looking to become a landlord or are looking to remortgage on your home, our Mortgage Advisors in Liverpool are here to help you.

With no vested interests in any estate agents, banks or building societies, we only work for you. Your best interests are what we focus our service around.

First-Time Buyer Mortgages in Liverpool

We know that from the outside in, the home buying process can look quite daunting. This is especially the case for young First-Time Buyers. The reality is, however, that it’s not quite as scary as it seems.

Having an experienced Mortgage Advisor at hand will hopefully keep you relaxed, stress-free and happy. You will have our full support from when you receive your keys and move in, right through to your eventual remortgage.

Mortgage Advice in Liverpool For Home Movers

Home moving is often considered one of the most stressful times of your life. Our team of Mortgage Advisors can help you figure out a budget and let you know what to expect from purchase price/monthly mortgage payments. This is all included your free mortgage consultation.

Remortgage Advice in Liverpool

Our knowledgable and friendly team here to help you with all your Remortgage needs. Would you like to find a better deal, save you some money? Looking to raise your capital or pay off any debts you may have? Maybe you’d just like to reduce your term or go through something else.

No matter what your circumstance is, our advisors are always more than happy to go through your remortgage with you.

Book your Free Remortgage Consultation today, and we will search through 1000’s of Remortgage products for you. We’ll do our best to save your time and save your money!

Fast & Friendly Mortgage Advice in Liverpool

Mortgage Advice in Liverpool For The Self-Employed

We are very proud of our relationship with new or established business owners, helping them with all of their mortgage needs. If you are you looking for self-employed mortgage advice in Liverpool, get in touch and we’ll see how we can help.

As a Fast & Friendly Mortgage Broker in Liverpool, we work with Sole Traders, Freelancers, Contractors, Limited Company Directors, Partners or those that receive a mixture of income (salary and/or dividends etc).  

We also work with many specialist providers, alongside the high street lenders, who have products specifically created for self-employed applicants.

Right-to-Buy Mortgage Advice in Liverpool

If you are looking to go through a Right-to-Buy on your current council property, then you may be surprised to learn we also cover this!

We’ll help and support you throughout the whole process, from requesting your paperwork from the council until your completion.

Help-to-Buy Mortgage Advice in Liverpool

The Help-to-Buy Mortgage Scheme is available to customers purchasing a new build home. That being said, if you have a greater than 5% deposit, it will be greatly beneficial to have us look at other Mortgage deals for you, in order for us to compare and find the most appropriate one for you.

Buy-to-Let Mortgage Advice in Liverpool

Through our many years of service, we have formed relationships with lots of local budding and existing landlords, helping them with their property investments and remortgages. If you are looking for help with yours, we’d love for you to get in touch!

The Financial Conduct Authority does not regulate most types of Buy to Let Mortgages.

Need Specialist Mortgage Advice in Liverpool?

From our experience, the most common reasons for being turned down are the following; a mix of income, poor credit file, type of property being purchased/remortgaged, failing affordability, and the bank won’t lend enough.

The good news is that we work with a very large panel of Mortgage Lenders, and more often than not, we can help you get something. We are a Specialist Mortgage Broker, so have dealt with my different cases over the years. Don’t worry about anything, we’d love to help!

Mortgage Types in Liverpool