Interest rates have gone up – everybody panic! Only joking, they have gone up today but there is no need to worry….at least not yet anyway. This is newsworthy because today’s increase is the firstContinue reading
Category: Remortgage Advice
This week I celebrate 20 years since I started out as a Mortgage Broker and here I reflect on the last 2 decades and perhaps what could lie in ahead for the future.
The market in Continue reading
When you start out looking for a mortgage you will soon realise that there are lots of different options available. Below you will see a list of the most popular types of mortgages available onContinue reading
My Interest only mortgage is ending – what are my options?
Generally, in the run up towards the end of your mortgage term your lender will send you a series of letters advising on what isContinue reading
A Summary Of The 2016 Mortgage Market
It’s been another eventful year in the UK Mortgage market so with Christmas almost upon us I thought I’d take time to give you my reflections on some ofContinue reading
Following the Bank of England base rate reduction to 0.25% many people are fixing their mortgage now with the thought of interest rates can’t go much lower. But there are tens of thousands of mortgage-holdersContinue reading
When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you are the sort of person who managesContinue reading
Why an Interest Rate Cut May Not Make Your Mortgage Cheaper… Malcolm Davidson – Mortgage Broker
With interest rates having being stable at 0.5% for over 7 years, the Bank of England’s decision this week to leaveContinue reading
Brexit and Mortgages – My Opinion
The UK has voted to leave the European Union this morning despite the majority of younger Brits voting to remain. What this vote means in the long-term
What is a Mortgage Agreement in Principle?
By Malcolm Davidson –
Mortgage Broker in Liverpool & Merseyside The Value of an Agreement in Principle
How having your mortgage agreed at the outset can help you negotiate onContinue reading